Featured Carriers
Why Choose E.A Funk Agency for Your Homeowners Insurance?
What Our Homeowners Insurance Includes:
Comprehensive Coverage
Our team comprises dedicated specialists in the field of home insurance. We bring extensive expertise to craft insurance coverage tailored precisely to your home's unique features and your specific requirements.
Liability Coverage
Benefit from our in-depth knowledge of your local area. We understand the nuances of your neighborhood, allowing us to provide insurance solutions perfectly aligned with your community's needs and potential risks.
Customized Coverage Plans
Our approach to home insurance is highly personalized. We work closely with you to design a customized coverage plan that ensures your home is protected in a way that suits your preferences, budget, and lifestyle.
Responsive Customer Support
Count on us for trustworthy and responsive customer support. We're always ready to assist you, whether you have questions, need to make policy adjustments, or file a claim.
Testimonials
The people at the Funk Agency are very professional with a personal touch. They are always available to answer any concerns and to make changes on my policies. I highly recommend Eric Funk and his stall for all your insurance needs.
Donald Hoffman
Eric and his staff were very professional and efficient. We needed to make some last minute changes to our policy before it expired and they all made it happen effortlessly. I will certainly be calling them to help with our other insurance needs.
Karen Titus
We have worked with Eric and his team for many years. They are trustworthy, always ready to help when we need assistance and exceed our expectations. Most importantly - very kind.
Denise Simpson
Home Insurance Quote Request
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Common Home insurance questions
By enrolling in home insurance, you receive your insurer’s guarantee that they will help you pay for certain costs of unexpected or unavoidable accidents in the home. After all, you never know when a problem might occur. With home insurance in place, you will have a resource available to help you reduce your own cost burden for these losses.
Homeowners policies vary greatly, but they generally contain several essential pieces of coverage that might provide lifesaving financial help when household losses occur.
Just a few of the benefits to consider buying are:
- Dwelling insurance that pays for repairs to your home following hazards like fires, severe weather, vandalism, theft or other unexpected damage.
- Other structures coverage is separate from your dwelling coverage and helps you repair or rebuild detached structures on your property, such as storage sheds, gazebos or carports.
- Contents coverage insures the possessions inside your home in case of unexpected losses.
- Liability insurance helps you pay if you negligently cause harm to someone who doesn’t live with you (I.e. a neighbor or guest) and they sue you for their medical bills or property damage.
- Accidental medical payments insurance can cover third-party injuries on your property even if the affected person’s injuries are not your fault.
- Loss of use coverage pays for living expenses when your home sustains damage and you must temporarily vacate it.
The right home insurance policy is one that pays for your home’s replacement cost following a total loss. However, choosing that coverage means digging into the details of a policy, and our agents are committed to helping you do this both easily and professionally.
We will help you choose the policy limits, endorsements and deductibles that will ensure that any important claim you want to make will have coverage. Just some of the perks that plans offer include:
- Replacement cost dwelling coverage
- Scheduled possessions riders
- Replacement cost possessions insurance endorsements
- Increased other structures coverage
- Sewer/sump pump overflow endorsements
- Equipment breakdown endorsements
- Pet liability coverage
Our carrier partners can insure high-value homeowners, landlords, condo owners, mobile home owners and renters. Plus, we can help you bundle your policy with umbrella liability, auto, boat, RV, motorcycle and any number of other specialty policies to streamline your personal insurance portfolio.
You want home insurance from the moment that you take possession of your home. Most mortgage lenders will even require you to obtain coverage before they will approve your loan application. Never hesitate to call your agent when you have started the process to buy your home.
All home insurance premiums vary based on numerous factors like your property value, location, the types of coverage you choose and liability risks present on the property. However, we fully understand that you’ll want to keep your policy affordable. That’s why we’ll make sure to not only advise you on the best ways to tailor your plan for your cost benefit, but also help you balance your costs by applying discounts and other savings.