If something unexpected happens and you’re liable, you could jeopardize your financial well-being. Personal umbrella insurance can protect you against liability claims, including libel, slander and false imprisonment, providing you with a financial safety net. 

What Does Umbrella Insurance Cover? 
Umbrella insurance adds an additional layer of liability protection to your primary policies. For instance, if you’ve injured someone or damaged their property, your umbrella insurance can give you crucial protection against a potentially damaging liability claim. Without umbrella coverage, you’re liable for paying for liability costs that exceed your existing policy’s protections.  

Who Needs Umbrella Insurance? 
Umbrella insurance is beneficial coverage to have but not legally required. Suppose you have a lot of assets to protect or a high likelihood of being sued. In that case, umbrella insurance may be advantageous, especially if you don’t want to shoulder additional financial worries. 

An umbrella policy protects you, your spouse and family members who live in your household named on your existing policies. We can explore coverage that may be beneficial to give you protection for these scenarios. 

Protect Your Livelihood 
Personal umbrella insurance is relatively inexpensive compared to the added coverage you gain. We can evaluate your financial needs and risks to ensure you have suitable coverage. Call E. A. Funk And Associates, Inc. at 631-467-4747 to speak with a team member about an umbrella policy.