RV Insurance in Suffolk County, Nassau County, and the 5 boroughs of New York.
Owning a recreational vehicle (RV) can be exciting, but because it functions like an automobile and a house, it presents several unique risks. RV insurance can provide essential cover for these exposures.
Recreational vehicle (or motorhome) insurance functions similarly to other insurance policies. A policyholder selects coverages and pays a premium, and in exchange, the insurer provides financial coverage if an accident or other covered losses occur. Different policies have different terms, limits, deductibles and exclusions so make sure to work with your agent to get the coverage that meets your needs.
The knowledgeable team at E. A. Funk and Associates Inc. in Centereach, New York, can help you secure the RV policy you need. Contact us today for more information.
RV insurance typically covers driving and property loss risks connected with your vehicle. Some of the available types of coverage include:
Other insurance types may include roadside assistance, pest protection, rental car coverage and emergency expenses protection (e.g., for hotel bills). Additionally, full-time RV insurance may be available if your RV serves as your primary residence, and it may offer coverages similar to those of a homeowners policy (e.g., personal property coverage and liability coverage).
Work with your agent to determine which coverage best suits you. We can provide information on what coverages are required in New York and how your RV use affects your insurance needs.
The cost of RV insurance is based on various factors, including the type, age and condition of your RV, your usage of it and your driving record. Your location, amounts and types of coverages selected, and claims history may also impact premiums.
The agents at E. A. Funk and Associates are ready to help you select the optimal RV insurance policy. Contact us today to get started.
E.A. Funk and Associates, inc. provides insurance services built for New York Residents and businesses.
