Since 1992
Long Island's Independent Insurance Agency
We compare rates across multiple carriers so you get the right coverage at the right price, backed by the kind of responsiveness that keeps clients with us for decades.
34 Years in Business
professional Service with a Personal Touch
Multiple Carrier Appointments
Personal, Commercial & Construction
Coverage for Every Part of Your Life — and Your Business
Whether you're insuring your home and vehicles, protecting a commercial operation, or navigating the specific liability demands of New York construction, we handle it all from one office on Long Island. No referrals to a specialist down the street. No starting over with someone who doesn't know your history.
Personal Insurance for Long Island Homeowners and Families
Auto, home, flood, life, umbrella, boat, and recreational coverage — compared across carriers and tailored to where you actually live and what you actually own.
Auto Insurance
Coverage that fits your vehicles and your budget, shopped across multiple carriers at every renewal.
Homeowners Insurance
The right homeowners policy for a Long Island property — including replacement cost, liability, and the coverage gaps most people don't find out about until they file a claim.
Flood Insurance
Standard homeowners policies don't cover flood damage. If you're in a coastal or low-lying area of Long Island, this is not optional coverage.
Life Insurance
Term and permanent options explained plainly, without pressure — so you can make a decision that actually fits your situation.
Personal Umbrella Insurance
An extra layer of liability protection above your auto and home policies. More important than most people realize until they need it.
Boat & Recreational Insurance
Watercraft, personal watercraft, and recreational vehicles — covered by people who understand what Long Island boating season actually looks like.
Commercial Insurance for Long Island Businesses
From a business owners policy for a single-location operation to commercial auto, and general liability for a growing company, we work with the carriers and know the coverage combinations that make sense for businesses in this region.
Business Owners Policy
Property and liability bundled into one policy — the foundation of most small business coverage programs.
General Liability Insurance
Protection against third-party bodily injury and property damage claims — required by most landlords, clients, and contracts.
Commercial Auto Insurance
Personal auto policies don't cover vehicles used for business purposes. If your operation depends on a fleet — or even a single work vehicle — commercial auto coverage is a separate, required policy.
Construction Insurance
New York's Scaffold Law and project-specific GL requirements make contractor insurance more complex than standard commercial coverage.
Restaurant Insurance
Restaurants carry a specific combination of risks — liquor liability, equipment breakdown, food spoilage, and more. We write coverage for food service operations across Long Island.
Auto Service & Repair Shop Insurance
Garagekeeper liability, tools and equipment, and the commercial auto coverage that repair shops and dealerships need.
Construction Insurance Built for New York — Not Generic Contractor Coverage
New York construction carries liability exposures that most insurance agencies aren't equipped to handle. Labor Law §240 and §241 — the Scaffold Law — create broad liability for property owners and contractors on job sites that injure workers. NYC Department of Buildings projects carry their own certificate and compliance requirements. We specialize in this space and have been writing construction insurance on Long Island for over three decades.
Restaurants carry a specific combination of risks — liquor liability, equipment breakdown, food spoilage, and more. We write coverage for food service operations across Long Island.
Restaurant Insurance
Workers' Compensation Insurance
Required by New York State for virtually every business with employees. We make sure you're covered correctly and competitively.
General Contractor Insurance
GL, umbrella, workers' comp, and commercial auto structured for the liability environment New York general contractors actually operate in.
Trade Contractor Insurance
Electricians, plumbers, HVAC, framers, and other trades — each with coverage requirements specific to the work they perform and the contracts they sign.
Builders Risk Insurance
Coverage for buildings under construction, renovation, or installation — protecting the project itself while work is in progress.
Contractor Certificates & Compliance
We issue certificates of insurance and manage compliance documentation for GCs, project owners, and NYC DOB requirements — so your jobs don't stall waiting on paperwork.
Commercial Umbrella Insurance
Extends the liability limits on your underlying policies when a single claim exceeds those limits. For businesses with significant exposure or contract requirements, umbrella coverage is rarely optional.
Featured Carriers
Why Clients Stay with Us for Decades
As an independent insurance agency Long Island families and businesses have worked with since 1992, we're not tied to a single carrier. We hold appointments with Travelers, Nationwide, Progressive, Safeco, The Hartford, Kingstone, and others — which means we compare options at every renewal rather than defaulting to whatever one company decides to charge.
But the reason most clients mention when they leave a review isn't the carriers. It's that we call back.
Carriers We Work With
Because we're independent, our carrier relationships work for you — not the other way around. We place coverage with Travelers, Nationwide, Progressive, Safeco, The Hartford, Kingstone, and additional markets depending on the risk.
Get a Quote from a Long Island Independent Agency
We'll compare options across our carrier network and come back to you with a clear recommendation — not a stack of confusing paperwork.