Home Insurance Coverage and Home Additions – Protecting Your Investment

Making your home fit your family is always so important. It is not always easy to do, though. Sometimes you need to expand it. When adding a home addition, recognize that you are not just adding space to your home. You are also adding value. As a result, it is critical that you update your home insurance policy to match the new value of your home. When do you need to do this?

What Determines the Amount You Pay for Home Insurance?

How come your neighbor with the same model house as yours is paying less than you are paying for home insurance? It’s certainly not because they make more money than you or are smarter than you. The probability of you filing a claim has a lot to do with determining the amount you will pay for home insurance.

5 Common Homeowners Mistakes

Both new homeowners and veteran homeowners can fall into common pitfalls when it comes to homeowners insurance. Homeowners insurance isn’t always straightforward, and mistakes are often made when it comes to coverage and compensation. Make sure you don’t fall into these common mistakes with your home insurance policy.

5 Ways to Save on Home Insurance

Are you one of the two-thirds of American homeowners who are underinsured? The economy has made it more important than ever to cut back on spending, but reducing your homeowners coverage can lead to higher bills down the road if a covered event should happen. Rather, save by using these five tips! Modern house

5 Ways to Reduce Home Insurance Costs

Saving money on home insurance is easier to do now than ever before. You may already know that avoiding claims can keep your premiums from increasing. You may know that bundling policies cuts costs, too. There are various other ways you can reduce what you pay for home insurance if you know what to look for specifically. Here are some tips.

What is a Home Rebuild Cost Analysis?

When it comes time to consider which type of home insurance to buy or how much coverage you need, think twice about just renewing the coverage you currently have. In many situations, your coverage can become ineffective or simply not enough to meet your needs if a significant accident occurs. In other words, if you do not take a closer look at your home insurance plan to ensure it is the right level of coverage for your home right now, you could face financial loss later when you have to file a claim.

Common Home Insurance Claims and The Benefits that Cover Them

You want to buy home insurance because of the instrumental protection it provides when helping you protect your property value and your net worth. Most mortgage lenders require loan applicants to have a plan in order to qualify for financing, in fact. This is a critical piece of protection that can protect you in numerous ways.