Auto insurance in Suffolk County, Nassau County, and the 5 boroughs of New York.
Your vehicle can be a fairly costly investment—one that is exposed to many potential losses that are out of your control. We’ll make sure you have the protection you need at a price you can afford.
A car or truck is often your biggest asset aside from your home. Auto insurance protects against potentially crippling financial losses and the sheer inconvenience of being without transportation.
Not all auto policies are the same. There are some bare minimum insurance requirements, and in most states that means your insurance will cover the damage you cause to other cars.
However, car insurance in some ‘no fault’ states will also cover your own car or truck. Additionally, the law usually states that auto insurance policies must cover some medical bills that result from a car crash.
There are also policies that cover against auto-theft, fire damage, or damage in a single-vehicle accident You can also get policies to cover damage inflicted by uninsured drivers.
Let us go to work for you, and find the right policy, with the right coverage, and the right price. It’s the best way to keep you, your family, and others safe.
Whether you’re driving through Suffolk County or the streets of New York City, accidents can happen. At Eric Funk Agency, we help you stay protected with smart, affordable auto insurance policies designed around your lifestyle, vehicle, and budget. As a trusted car insurance company in NY, we’re here to help you drive with confidence.
Since 1976, our family-run agency has been helping individuals and families across New York find the right auto insurance. From daily drivers to weekend motorcycles, we offer personal attention and real solutions — not just generic quotes. You can count on our team for quick answers, clear explanations, and reliable protection.
We offer a wide range of auto insurance plans for different types of drivers and vehicles:
Covers injuries and damage to others if you’re at fault in an accident.
Helps pay medical bills for you and your passengers after an accident.
Pays to repair or replace your vehicle after a crash no matter who caused it.
Covers you if the other driver doesn’t have enough insurance or none at all.
Protects your car from theft, weather damage, vandalism, or hitting a deer.
Get help with flat tires, battery jumps, towing, or if you lock yourself out.
Own a motorcycle? We’ve got you covered there too. Our motorcycle insurance in NY includes liability, theft protection, and custom equipment coverage to keep you protected on the road.
We proudly offer auto insurance in:
Wherever you live or drive in New York, we’ll make sure your coverage goes the distance.
Car insurance is designed to protect you and everyone who shares the road with you from the potentially high cost of accident-related and other damages or injuries. It is a contract in which you pay a certain amount — or “premium” — to your insurance company in exchange for a set of coverages you select.
Most states require that you have car insurance if you own a vehicle, but mandatory minimum coverage and policy limits will vary. If you finance or lease your vehicle, your lender may also require specific coverages.
Beyond legal requirements, having car insurance is a smart decision. If you cause an accident, you may be held responsible to cover the related expenses such as car repairs, property damage, medical bills, lost wages, legal fees and more. Without the proper coverage, your financial well-being may be at risk.
Working with an insurance representative to help you choose a car insurance policy that addresses your individual needs and budget can help protect you, your loved ones and your assets.
It depends on the coverage options you choose. Since bodily injury and property damage liability insurance is required in most states, at a minimum your policy should cover vehicle and property damage, injury-related expenses for other people involved in an accident you cause, up to the state-mandated minimum policy limits.
You and your car, however, may not automatically be protected by the minimum coverage requirements. To help get the best protection for your individual needs, discuss available coverage options with your local independent agent or Travelers representative.
Anyone who drives your vehicles regularly, especially if they live in your household, should be listed as drivers on your policy. Typically, your policy protects other licensed drivers not listed on your policy who occasionally drive your car, such as:
Check with your local independent agent to learn more about who needs to be included and who is covered on your policy.
Getting a car insurance quote from E.A. Funk and Associates is easy. Just contact us or Travelers representative, or use our online quoting tool to start creating a policy that offers the protection you need at a price you can afford.
Getting started is easy. Just contact us for a free quote or fill out our quick form. As your trusted auto insurance company in New York, we’ll help you find a policy that fits your needs — and your budget.
Drive safe. Stay protected. Trust Eric Funk Agency. Car Insurance Company in NY
