34 Years on Long Island. The Same Independent Agency Since 1992.
E. A. Funk & Associates is a locally owned, independently licensed insurance agency based in Centereach, NY — not a franchise, not a call center, and not a national chain that happens to have a local address.
Since 1992, we've built this agency on a straightforward idea: if you call us, we call you back. If you have a question, we answer it in plain language. If you need coverage, we shop multiple carriers to find what actually fits — not just what's easy to write.
That approach has earned us 175+ Google reviews and, more importantly, a client base that sends their family members and neighbors our way.
An Independent Agency Built on Referrals
Most insurance companies sell you one carrier's products. As an independent agency, we represent multiple carriers — which means we compare options on your behalf and recommend what fits your situation, not what's most convenient for us.
We're compensated the same regardless of which carrier we place you with. That structure matters: our recommendation is based on your coverage needs, your budget, and how your policies interact with each other.
At renewal, we shop your coverage across our full carrier panel. If a better rate exists for equivalent protection, we find it. You don't have to call and complain to trigger a review — it happens automatically.
An Independent Agency Built on Referrals
Most of our new clients come from someone who already works with us. That tells us something we think matters: when people trust an agency enough to put their name behind it, the agency is doing something right.
Being independent means we hold no exclusive contracts with a single carrier. We work with Travelers, Nationwide, Progressive, Safeco, The Hartford, Kingstone, and others — which means when your situation changes, we have options. We find the right fit for you, not the right fit for our quota.
Our office is in Centereach, in the heart of Suffolk County. We know this area — the flood zones along the South Shore, the construction activity across Nassau County and the boroughs, the coverage gaps that catch Long Island homeowners off guard every year.
Our team members are licensed professionals who live and work in this community. When you call, you reach someone who knows your file and knows this market. You can put a face to the name — our full team is on our website.
