Local Insurance Agency in Centereach, NY — Serving Long Island Since 1992
We're not a call center. We're down the road — a Centereach-based independent insurance agency that has placed auto, home, flood, and commercial coverage across mid-Suffolk County for 34 years.
A Centereach Office. A Local Team. Real Long Island Insurance.
When you call E. A. Funk & Associates, someone here picks up. Our office is in Centereach, our team lives and works on Long Island, and the clients we serve are our neighbors — in Selden, Lake Grove, Stony Brook, Coram, Middle Island, and the surrounding communities of mid-Suffolk County. We know this area because we work here every day, not because it's listed in a territory map.
That matters when it comes to insurance. Flood zones shift. Coastal exposure affects home premiums. Construction activity across Suffolk County creates certificate and compliance requirements that a generalist broker in another state won't know how to navigate. We've been placing coverage in these communities since 1992, and that local knowledge shows up in the coverage we recommend.
We are an independent agency, which means we work with multiple carriers — Travelers, Nationwide, Progressive, Safeco, The Hartford, Kingstone, and others — and we compare options on your behalf rather than directing you toward a single company's products. You get choices. You get a local broker who explains them plainly. And you get someone who answers the phone.
Coverage for Centereach Residents and Long Island Businesses
Whether you're insuring a home in Centereach, a vehicle on the LIE, or a business operating across Suffolk County, we write the coverage you need from carriers that serve this market.
Personal Insurance
Auto, homeowners, flood, life, umbrella, and boat and recreational coverage for individuals and families across Long Island. We shop multiple carriers to find the right fit for your situation — not just the lowest number on paper.
Commercial Insurance
Construction Insurance
General contractor and trade contractor coverage, builders risk, and certificate and compliance management for contractors working in Suffolk County, Nassau County, and New York City. We know Scaffold Law. We know NYC DOB requirements. We handle the paperwork.
Trusted by Clients Across New York
179 Google reviews from Long Island clients. The word that appears most often: responsive. Clients come to us specifically because a prior broker stopped returning calls — and they stay because we don't.
Serving Centereach and the Communities Around It
Our clients come from across mid-Suffolk County. If you're in any of the communities below, you're close to our Centereach office and well within the area we've covered for three decades.
- Centereach
- Selden
- Lake Grove
- Stony Brook
- Coram
- Middle Island
- Port Jefferson Station
- Medford
- Farmingville
- Holtsville
We also serve clients throughout Suffolk County and Nassau County. If you're on Long Island, we can help.
Featured Carriers
Visit Our Office or Call Us Today
E. A. Funk & Associates
2012 Middle Country Road, Suite 1
Centereach, NY 11720
Phone: (631) 585-0800
Monday – Friday: 9:00 AM – 5:00 PM
Saturday – Sunday: Closed
Frequently Asked Questions About Our Centereach Agency
Is E. A. Funk & Associates a local agency or part of a national chain?
We are a fully independent, locally owned agency based in Centereach, NY. We have operated from this location since 1992 and are not affiliated with any national chain or captive carrier network. When you call our office, you reach our local team.
What types of insurance can I get a quote for in Centereach?
We quote personal lines including auto, homeowners, flood, life, umbrella, and boat insurance, as well as commercial coverage for businesses across Long Island. We also place construction insurance for general contractors and trade contractors working in New York.
Do I need flood insurance if I live in Centereach?
Many areas of mid-Suffolk County carry flood risk that standard homeowners policies do not cover. Whether your property falls within a FEMA-designated flood zone or sits in a lower-risk area, we can review your exposure and quote flood coverage through the NFIP or private market carriers.
How do I get an insurance quote from your Centereach office?
You can request a quote online through our quote form, or call us directly at (631) 585-0800. We typically respond the same business day.
Does E. A. Funk & Associates serve clients outside of Centereach?
Yes. While our office is in Centereach, we serve clients throughout Suffolk County, Nassau County, and the New York City boroughs. Our commercial and construction insurance clients span the full metro area.
Ready to talk with a local agent who knows Long Island? Call us at (631) 585-0800 or submit a quote request online — we'll get back to you the same day.